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Rates

Rates

View Our Competitive Interest Rates
APY = Annual Percentage Yield
Rates effective as of June 5, 2019
Fees may reduce earnings to accounts.
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Kasasa Cash*
 
Balance Interest Rate APY
Up to $9,999.99 1.99% 2.01%
$10,000.00 and above 0.35% 2.01% to 0.52%
Qualifiers Not Met 0.01% 0.01%
* Rates are variable and may change after account is opened.
See Kasasa Saver page for more information about qualifications and other features of this account.

Kasasa Saver*
 
Balance
Interest Rate 
APY
Up to $49,999.99 0.81% 0.81%
$50,000.00 and above 0.31% 0.81% to 0.56%
Qualifiers Not Met 0.01% 0.01%
* Rates are variable and may change after account is opened.
See Kasasa Saver page for more information about qualifications and other features of this account.

Checking^
 
Term Minimum Balance Interest Rate APY

$1,000 0.200% 0.200% 
Interest Checking $2,500 
0.250% 
0.250%

$10,000 
0.350% 
0.350%
ˆRates are variable and may change after account is opened.
With our Interest Checking account, you must maintain a $1,000 minimum balance to earn interest.

Savings^
 
Term
Minimum Balance
Interest Rate
APY

$1,000 0.35% 0.35% 
Money Market Account
$25,000 0.60% 0.60%

$50,000 0.70% 0.70%




Community Savings $50
0.30%
0.30%





$1,000 0.35% 0.35%
Super Savings $2,500 0.40% 0.40%

$10,000 0.50% 0.50%




Student Savings $1 0.40% 0.40%
Christmas Club $1 0.65% 0.65%
ˆRates are variable and may change after account is opened.

Certificate of Deposit^
 
Term Minimum Balance Interest Rate APY
3 Month Certificate of Deposit $500 0.60% 0.60%
6 Month Certificate of Deposit $500 0.75% 0.75%
12 Month Certificate of Deposit $500 1.14% 1.15%
15 Month Certificate of Deposit $500 1.00% 1.00%
18 Month Certificate of Deposit $500 1.14% 1.15%
24 Month Certificate of Deposit $500 1.29% 1.30%
30 Month Certificate of Deposit $500 1.29%
1.30%
36 Month Certificate of Deposit $500 1.435% 1.45%
4 YR Certificate of Deposit $500 1.44% 1.45%
5 YR Certificate of Deposit $500 1.44%
1.45%
Smart Account $100 1.29% 1.30%
24 Month
Freedom Plus
$10,000 1.24% 1.25%
36 Month
Freedom Plus
$15,000 1.34% 1.35%
48 Month
Freedom Plus
$15,000 1.485% 1.50%
Promo CD 11 Month Certificate of Deposit $5,000 1.78% 1.80%
ˆSee Certificates of Deposit page for more information on the Smart Account terms and features.
A penalty will be imposed for early withdrawal.

Individual Retirement Accounts^
 
Term Interest Rate APY
Variable Rate IRA 1.14% 1.15%
SEP/SIMPLE IRA
12-Month
1.14%  1.15%
  • ˆThe Variable Rate IRA has a variable rate which may change after the account is opened.
  • Premature distributions prior to age 59 ½ require an additional IRS penalty.
  • In addition to the accounts listed above, we offer a full line of IRA accounts and other savings plans. For more information please contact our nearest office or contact us directly.

Loan Rates
We offer all types of consumer, commercial, agricultural, and real estate loans. For more information on interest rates and terms, please contact our nearest office.
 
 
 
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