Auto Loans

Hit the Road with Confidence with PCB's Auto Loans

Get Behind the Wheel with Affordable Financing Options

PCB's Auto Loans are designed to put you in the driver's seat of your dream car. Whether it's the thrill of a brand-new vehicle or the smart economics of pre-owned, we tailor loans to fit your unique needs and aspirations.

Flexible, Budget-Friendly Financing

• New or Used, Your Choice: We understand that everyone's car needs are different. That's why our auto loans cover both new and used vehicles, from dealerships and private parties, giving you the freedom to choose the vehicle that best suits your needs and budget.

• Competitive Rates: We value our relationships with our customers (and future customers!) and work hard to offer competitive rates, ensuring your payments are as manageable as they are affordable.

• Customized Payment Plans: Our loan officers work with you to create payment plans that fit comfortably within your budget, offering the flexibility you need to make car ownership a reality.

• Refinancing Made Easy: Already have an auto loan? Let us help you refinance it for a better rate, lower your monthly payments, or shorten your loan term. 

Local and Friendly Service in West Virginia and Virginia

• Quick Local Decisions: We value your time. Loan decisions are made locally and swiftly so you can get on the road faster.

• Friendly, One-on-One Service: At PCB, you're not just another loan application. Our team provides personalized, attentive service, ensuring your auto financing experience is smooth and hassle-free. 

Ready to Start Your Auto Loan Journey with PCB?

Whether you're cruising through Franklin, exploring the roads of Harrisonburg, or navigating the streets of Marlinton, Staunton, Harrisonburg, Oak Hill, and beyond, PCB is your trusted financial co-pilot. Connect with us today and take the first step towards owning the car that you've always wanted.

 

FAQs

What types of vehicles can I finance with a PCB auto loan?

You can finance both new and used vehicles with our auto loans, including cars, trucks, and SUVs.

How do I know if I qualify for a PCB auto loan?

Qualification depends on several factors, including your credit history and income. We recommend applying or speaking with one of our loan officers for a personalized assessment.

Can I use a PCB auto loan to refinance my current vehicle?

Absolutely! PCB offers refinancing options which could potentially lower your interest rate or monthly payments. Not sure if it makes sense? We can review the terms of your current loan to help you make an informed decision. 

Can I get pre-approved for a car loan at PCB?

Yes, PCB offers the option to get pre-approved for a car loan, which can give you a better idea of what you can afford while streamlining the car-buying process.

What should I consider before applying for an auto loan?

Before applying, consider the total cost of ownership, including insurance and maintenance, how the monthly payments fit into your budget, and the potential impact on your credit score.