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Personal CDs

Personal CDs

Diversify your portfolio with a safe investment and gain some peace of mind. Certificates of deposit offer rates with guaranteed returns.

Simply choose your term and then lock in your rate. When your term is up, the CD will automatically renew or you may cash it out.*

  • Risk-free investment with guaranteed returns
  • Standard CDs offer fixed rates throughout the length of your term.
  • Choose from a variety of terms
  • Penalty for early withdrawal may apply
  • Freedom Plus CDs are available with more flexible terms. Contact us for more information.
  • Interest on your CD may be added back to the certificate or deposited automatically to another PCB account.*
*Account will automatically renew and you will have 10 calendar days after the maturity date to withdraw funds without a penalty. Interest begins to accrue on the business day you deposit non-cash items (for example checks). Interest will be compounded daily and will be credited at maturity or quarterly depending on the term. The Annual Percentage Yield assumes interest will remain on deposit until maturity. Withdrawals will reduce earnings.