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Unsecured Personal Loans

Unsecured Personal Loans

Planning a fun vacation? Need to update your ride? Finance whatever it is you need with a loan from PCB.

Need a Quick Loan? Start with Quilo!

With Quilo - powered by PCB - getting a personal loan has never been easier. Get approved in minutes without impacting your credit score. Customers can get approved for an unsecured loan to help:

  • Pay for unexpected expenses.
  • Pay down high interest rate credit card debt.
  • Replenish your checking account for a purchase you already made. 
  • And more!

The following disclosures are made in accordance with Google’s Advertising Policies.

Loan amounts between $250 and $20,000 depending on credit criteria. APRs starting at 10.58% and will not exceed 18.00%. APRs will vary based on state laws and regulations regarding allowable interest rates, fees, and lengths of loan terms. Your credit history at the time of application, income, debt obligations, and to the extent applicable, prior loan experience with PCB will be considered in determining eligibility and contract terms. Repayment periods, based on contract terms, credit application/credit report, and the amount of money borrowed, will be set within a range of 90 days (minimum) to 60 months (maximum). The borrower can elect to begin repayment as early as 1 day, with no prepayment penalties. Closing your loan is contingent upon your agreement to all terms and conditions of the loan agreement. There are no processing fees or minimum interest requirements.


All loans are subject to credit approval and normal underwriting standards. Minimum and maximum loan amounts, rates, fees, and terms are subject to specific guidelines and may change without notice. All loans are made by PCB. See bottom of page for examples. 


Additional Lending Solutions

With competitive rates, plus flexible repayment terms, you can get the loan that's perfectly suited to meet your needs. 

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Personal projects or startups
    • Credit card debt
    • And much more!
  • Repayment terms customized to fit your unique needs
  • Quick decisions made locally
  • Friendly, attentive service from our local lending team

For secured loan options, please talk with a member of our team or more information can be found across our website. 

The following disclosures are made in accordance with Google’s Advertising Policies.

APR’s starting at 14.64% and will not exceed 18.00%. APRs will vary based on state laws and regulations regarding allowable interest rates, fees, and lengths of loan terms. Your credit history at the time of application, income, debt obligations, and to the extent applicable, prior loan experience with PCB will be considered in determining eligibility and contract terms. Repayment periods, based on contract terms, credit application/credit report, and the amount of money borrowed, will be set to a maximum of 60 months. There are no down payments, and the borrower can elect to begin repayment as early as 1 day, with no prepayment penalties. Closing your loan is contingent upon your agreement to all terms and conditions of the loan agreement.

All loans are subject to credit approval and normal underwriting standards. Minimum and maximum loan amounts, rates, fees, and terms are subject to specific guidelines and may change without notice. All loans are made by PCB. Available loan amounts may vary.

Loans may include a processing fee of up to $149 and/or a minimum interest charge of $7.50.

Quilo and In House Personal Lending Examples:

Using a 12-month installment contract, a loan of $1,000 with an interest rate of 16.19% and an APR of 16.28%, you would make 11 monthly payments of $90.86 and one final payment of $90.91. No pre-payment penalty – pay off as early as 1 day, or in this example above, over 12 months.

Using a 48-month installment contract, a loan of $5,000 with an interest rate of 16.09% and an APR of 16.13%, you would make 47 payments of $142.04 and one final payment of $141.95.