Money Market Account
Your Future, Amplified with PCB
With our roots deeply planted in towns like Harrisonburg and Staunton in Virginia and Franklin and Petersburg in West Virginia, we've always been here, quietly supporting the dreams and aspirations of our neighbors with a warm smile and a helping hand. We understand that saving money should be as straightforward and stress-free as possible. That's why we've crafted our Investment Plus Money Market account to be a simple yet effective way to help your money grow while keeping things easy to understand and manage.
Elevate Your Savings, Effortlessly
Unlock the Power of Your Savings with Tiered Interest Rates
With our Investment Plus Money Market account, your higher balances are rewarded with higher interest rates. Simply maintain a minimum balance of $25,000 to enjoy our attractive interest rates and avoid monthly service charges.
Flexible, Secure, and Convenient
Enjoy accessibility with limited transactions and check-writing capabilities, adding that extra bit of flexibility to your financial journey. Coupled with the security and convenience of free online and mobile banking, manage your account at home or on the go.
Begin Your Journey with PCB Today
We’re Right Here, in Your Community
Ready to take a step towards a brighter, more secure future? Your friendly PCB team is right here in Harrisonburg, Bridgewater, Staunton, Franklin, Petersburg, Moorefield, Wardensville, Marlinton, Beckley, Mount Hope, and Oak Hill, ready to be your trusted financial partner.
Let’s Build Your Future Together
What is the Investment Plus Money Market account?
It's a special savings account that gives you higher interest when you save more money in it.
Why should I choose this account?
It helps your money grow faster with higher interest rates, especially if you can maintain a higher balance.
What is the minimum balance needed?
You must maintain a $25,000 minimum balance to earn the disclosed interest rate and avoid monthly fees.
Can I access my money when I need it?
Yes, you have limited access to your savings for flexibility and can also enjoy certain check-writing privileges.
Is online banking available with this account?
Absolutely! You get free online banking, along with mobile and telephone banking.
Are there any monthly charges?
No monthly charges if you maintain a minimum balance of $25,000.
How do the tiered interest rates work?
The more money you save, the higher the interest rate you will earn.
How do I open an Investment Plus Money Market account?
Simply contact us to set an appointment or visit us at any PCB Financial Center.
Can I manage my account from my mobile?
Yes, free mobile banking is available to help you manage your finances on the go.
*At our discretion, we may change the APYs on the account at any time. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). A minimum opening balance of $25,000.00 is required for this account. You must maintain a minimum balance of $25,000.00 in the account each day to obtain the disclosed APYs. A service charge of $21.00 will be imposed every month if the balance of the account falls below $25,000.00 any day of the statement cycle. You must receive your monthly statement electronically. In the event that you do not receive your monthly statement electronically, you will be charged a $3.00 fee per statement cycle. During any statement cycle, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. You can make unlimited transfers to another account with the Bank, provided the transfer is initiated by you in person or at an ATM. There is a $9.99 fee for each debit in excess of six (6) per statement cycle.