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Community Savings

Community Savings

Unveiling PCB's Community Savings Account: A New Chapter in Financial Growth


At PCB, we believe in the power of dreams and the importance of a strong foundation to realize them. Here in the heart of Virginia and West Virginia, we've witnessed countless stories of ambition, hope, and success for members of our community—and it’s our mission to be the trusted partner on your financial journey. Our Community Savings account offers more than just a space to keep your money; it can become a haven where your aspirations can take flight.

 

Open a Community Savings Account      


The PCB Advantage: How Community Savings Stands Out

An Array of Benefits, Tailored for You. Life is filled with aspirations, both big and small. Maybe it's that dream home, a college fund, a memorable vacation, or simply a safety net for unexpected events. 

Our Community Savings account is crafted to cater to these diverse needs:

  • Competitive Growth: Your money isn't just stored; it multiplies. With competitive interest rates, your money continues to grow.
  • Simplicity at its Best: No complex terms, no hidden clauses. It’s just straightforward banking that respects your time.
  • Always Connected: Whether cozying up at home or traveling the world, our digital banking solutions ensure your account is just a click or call away.
  • Transparent and Green: With eDocuments and image statements, you're always in the loop, minus the paper clutter.
  • A Humble Beginning: Every journey starts with a single step. Our $50 deposit requirement ensures that the first step on your savings journey is achievable.


Your Financial Future Awaits: Are You Ready?

Every dream can benefit from a partner, a supporter, and a guide. At PCB, we're all that and more. Our legacy is built on trust, care, and an unwavering commitment to our community. 

Whether you're saving for tomorrow or ten years from now, with our Community Savings account, you're not alone. Let's embark on this journey together. Reach out to one of our community locations in Bridgewater, Franklin, Petersburg, and throughout West Virginia and Virginia today. 


Open a Community Savings Account      


FAQ


What is the Community Savings account?

It's a special savings account designed to help you earn competitive interest and grow your savings for any purpose.

How much do I need to start a Community Savings account?

A minimum deposit of $50 is all you need to begin.

Are there any monthly fees?

Maintain a minimum daily balance of $50 to avoid monthly service charges and earn interest.

How can I manage my account?

With free online, mobile, and telephone banking, managing your account is a breeze.

What are eDocuments?

They're electronic versions of your monthly statements, offering a green and convenient way to stay updated.

How is the interest calculated?

Interest is competitive and calculated based on the balance you maintain in your account. Contact a member of our team for more details.

What's the difference between Community Savings and other accounts?

Community Savings is tailored for those looking to grow their savings with competitive interest rates, all while enjoying the benefits of PCB's community-centric approach.

Who can I contact for more information?

Our friendly team at any of our locations in Virginia and West Virginia is always ready to assist you with any queries.



*At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded daily and will be credited to the account either monthly or quarterly. During any statement cycle you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. You can make unlimited in person withdrawals. Service Charge of $2.99 will be imposed every month if the balance of the account falls below $50.00 any day of the statement cycle.