Kasasa Cash

Your Community's Trusted Bank: PCB

At PCB, nestled in the heart of West Virginia and Virginia, we're more than just a bank. We're your neighbors, your friends, and your community partners. From Harrisonburg to Beckley, we're dedicated to helping you and our communities thrive. Let's make your financial journey rewarding with our Kasasa Cash checking account.

Why Choose PCB for Your Kasasa Cash Checking?

You're not just a number to us. At PCB, we value each member of our community. With our Kasasa Cash checking, we're basically saying thank you for banking with us. Imagine a bank account that pays you to use it! Simple, rewarding, and designed with you in mind.

Benefits of Kasasa Cash with PCB

High Interest, More Savings

Earn a whopping 4.00% APY* on balances up to $9,999.99.
For balances $10,000 and above, enjoy rates between 4.00% to 0.45% APY, depending on your account balance.

Every ATM is Your ATM

Enjoy the freedom of ATM fee refunds, nationwide*.
No more hunting for specific ATMs; every ATM becomes accessible.

Easy Savings with Kasasa Saver®

Seamlessly link your Kasasa Cash to a free Kasasa Saver®.
Let your savings amplify without any additional effort on your part.

More Perks, No Hassles

Say goodbye to monthly service fees and minimum balance headaches.
Dive into the convenience of free online, mobile, and telephone banking.
Kickstart your financial journey with just a $50 initial deposit.

Earning Made Easy with Kasasa Cash

In today's fast-paced world, every penny counts. So, why settle for a checking account that just holds your money when you can have one that grows it? With Kasasa Cash, you're not just spending; you're earning. Every transaction, every swipe, every online login becomes an opportunity to boost your balance. It's like getting a thank-you note from your bank every month.

Whether you're saving for a rainy day, a dream vacation, or just enjoying the peace of mind that comes with extra cash, a rewards checking account can help you reach your goal faster.

Wondering how to maximize your rewards? It's simple! Just follow these easy steps each Monthly Qualification Cycle*:

Have at least 1 direct deposit or automatic debit transaction post and clear.
Have at least 12 debit card purchases post and clear.
Log into your online banking.

And if you miss out one month? No worries! Your account remains free, and you can jump back into full rewards the next qualification cycle*.

Ready to Experience the Kasasa Difference with PCB?

Whether you're in Harrisonburg, Moorefield, Beckley, or any of our other wonderful locations, our friendly PCB team is ready to guide you. Let's chat about how Kasasa Cash can transform your banking experience. Contact us today and let's set up an appointment in your city!

Open a Kasasa Cash Checking Account

FAQ

What is Kasasa Cash?

It's a free checking account that rewards you with high interest and ATM fee refunds for doing simple banking activities.

How much do I need to open a Kasasa Cash account?

Just $50 to get started!

Are there any monthly fees?

No, there's no monthly service fee for Kasasa Cash.

What if I don't receive eDocuments?

There's a $3.00 fee per statement cycle if you opt for paper statements.

How do I earn the highest interest rate?

Complete the three easy steps listed above every qualification cycle*.

What happens if I don't meet the monthly requirements?

Your account is still free, and you'll earn our base interest rate. You can earn full rewards the next qualification cycle* where you qualify.

Can I link my Kasasa Cash to other accounts?

Yes, you can link it to a free Kasasa Saver® for automatic savings.

Are there ATM fees?

We refund your ATM fees*, making every ATM your ATM.

How do I set up direct deposit or automatic debit?

Our friendly Pendleton Community Bank team can guide you through the process when you set up an appointment.

Is online banking safe?

Absolutely! We prioritize your security and use advanced measures to protect your information.

Open a Kasasa Cash Checking Account

*When monthly qualifications are met, we will refund domestic ATM surcharge and terminal fees up to $4.99 per transaction.

APY=Annual Percentage Yield. APY is accurate as of 9/1/2023. Rates may change after account is opened. Fees could reduce earnings on this account. Minimum to open is $50 for Kasasa Cash. To qualify for Kasasa Cash preferred rates, you must : (1) Have at least twelve (12) debit card point of sale transactions post and clear your account per monthly "qualification cycle" (Does not include ATM transactions); (2) Sign into online banking at least once per monthly "qualification cycle"; and (3) Have at least one (1) direct deposit or automatic debit post and clear your account per monthly "qualification cycle". Qualifying transactions must post to and clear your account during the monthly qualification cycle.

Transactions may take one or more banking days from the date the transaction was made to post to and clear an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. "Statement Cycle" means a period beginning on the Thursday after the second Wednesday of one month through the second Wednesday of the following month.

If qualifications are met each monthly qualification cycle: (1) balances up to $9,999.99 receive an APY of 4.00%; and (2) balances of $10,000.00 and above earn 0.10% interest rate on the portion of the balance of $10,000.00 and above, resulting in 4.00% to 0.45% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Limit one account per SSN.