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Student Checking

Student Checking

Every life stage has its unique financial needs. As a student, you need a flexible checking account with great perks, low fees, and the ability to travel with you, no matter where you go.  At PCB, we’re sure you will find an option that works for you.

Our suite of banking solutions is designed to cater to all ages and financial needs, ensuring that you find the perfect checking account tailored to your unique financial landscape. When you open an account at PCB, you're not just choosing a bank; you're choosing a financial partner for every milestone.


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Our Full-Service Banking Solutions are Perfect for Students

When selecting the ideal checking account for you or your student, choose an account that meets today’s needs, while paving the way for a solid financial future. With the many additional features offered with our checking accounts, you can equip yourself or your student with a comprehensive set of financial tools.

Freedom Checking

Enjoy unlimited checking with no monthly service charge or minimum balance requirement and 4 free non-PCB ATM withdrawals per calendar month*. A simple account that’s great for individuals new to banking!

Kasasa Cash Back Checking

Earn cash back on your debit card purchases and refunds on your ATM fees!** with this robust account option. To earn your rewards, simply complete the following transactions and activities in your account during a monthly qualification cycle.

  • Have at least 1 direct deposit or automatic debit
    transaction post and clear
  • Have at least 12 debit card purchases post and clear
  • Be enrolled in and log into online banking

*Freedom Checking free ATM withdrawals does not include surcharge that may be assessed by another financial institution.

** When monthly qualifications are met, Kasasa Cash Back checking account holders will be refunded domestic ATM surcharge and terminal fees up to $4.99 per transaction.

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Robust Perks Just for You 

Standard and Add-on Services

Debit card iconDebit Card

Whether on the road for sports or school activities, having access to cash is necessary. Your PCB debit card makes it easy!

Phone iconDigital Banking

Check balances, review transactions, deposit checks, and more! As a parent or guardian on the account, access digital services for account monitoring or easily transfer funds. Free and standard with all checking accounts.

Card iconMy Card Rules

Take advantage of our Card Management features within our online and mobile banking to control how, when, where, and who uses your PCB debit card. Set spending limits, receive card use notifications, decline or restrict certain merchant transactions, and turn your card off if it’s lost or stolen.

Savings account iconStudent Saver

Under 18? Pair your checking account with a no-fee student savings account and watch your money grow with competitive interest! Transfer money from checking to savings to build a safety net or save up for your own car, your first apartment, or a summer abroad. Requires an additional enrollment.

Begin Your Financial Adventure with PCB!

Whether you're a high school student studying in Virginia or West Virginia, from historic Bridgewater to scenic Wardensville, or you’re setting off away from home for the first time, the PCB family is eager to welcome you and help you get on your way.

Contact one of our bankers or visit one of our branches  to learn more about our Student Checking options today.


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Who is the Student Checking account designed for?

Specifically crafted for students seeking a blend of simplicity and rewards in their banking experience.

Are there any hidden fees with Student Checking?

No, our focus is on transparency and value. There are no hidden monthly service charges.

How does the Kasasa Cash Back work?

Earn cash back on your debit card purchases. Just meet the easy monthly criteria to enjoy the rewards.

Is there a minimum deposit for Student Checking?

A nominal deposit of $50 kickstarts your Student Checking journey.

What benefits does the Student Saver offer?

As an interest-bearing savings account, Student Saver can help you grow your savings faster.


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*Any student under the age of 18 requires a parent or guardian to be joint on the account.
Minimum to open is $50. Qualifying transactions must post to and clear your account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and clear your account. ATM-processed transactions do not count towards qualifying debit card transactions. If monthly qualifications are met, we will refund domestic ATM surcharge and terminal fees up to $4.99 per transaction. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. “Statement Cycle” means a period beginning on the Thursday after the second Wednesday of one month through the second Wednesday of the following month. eDocuments (eStatements) are a condition of having this account. If you do not receive your monthly statements electronically, you will be charged a $3.00 fee per statement cycle. Limit one account per SSN.