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Kasasa Cash Back

Kasasa Cash Back

A Checking Account that Rewards You for Using It!

Our mission is simple: By offering unparalleled service and customer-oriented banking options, we can help ensure your financial success and foster growth in our communities, from Mount Hope and Marlinton to Bridgewater and beyond. Products like our Kasasa Cash Back® checking account offer robust banking solutions with real-world benefits.


Unlock the Power of Your Purchases with Kasasa Cash Back®


With PCB's Kasasa Cash Back®, you're not just spending; you're earning with every swipe. Here's how:

  • Earn As You Shop: Maximize your rewards. With our Kasasa Cash Back® account, shopping becomes a rewarding experience. Enjoy a generous 4.00% cash back on all your debit card purchases. And the best part? You can earn up to $8 in cash back every single month. Say goodbye to the long wait for year-end bonuses and embrace monthly rewards*.


  • Freedom to Choose: Your purchases, your rewards. At PCB, we believe in giving you the freedom to choose. With no category restrictions on your purchases, every buy is a chance to earn. Whether you're filling up your car at the gas station, grabbing groceries for the week, or treating yourself to a night out, you can earn cash back on up to $200 of purchases every month*. It's your money—make the most of it.


  • Nationwide ATM Refunds: Access your money anywhere you go. Ever been hit with an unexpected ATM fee while traveling? With PCB's Kasasa Cash Back®, those worries are a thing of the past. Whether you're exploring the scenic views in Beckley or shopping in the bustling streets of Beverly Hills, you can access your funds without the burden of ATM fees*. We offer unlimited ATM fee refunds* across the entire U.S., ensuring that your money is always within reach.


  • More Than Just Rewards: Kasasa Cash Back® is not just about rewards; it's about enhancing your entire banking experience. Seamlessly link to a Kasasa Saver® account and watch your rewards grow automatically. Enjoy the peace of mind that comes with no monthly fees. Plus, with our suite of digital banking tools, from online banking to mobile apps, managing your finances has never been easier or more convenient.


Experience the Kasasa® Difference Today!

Ready to make your money work harder for you? Whether you're in Harrisonburg, Staunton, Oak Hill, Franklin, or any of our convenient locations throughout Virginia and West Virginia, our PCB team is eager to introduce you to the benefits of Kasasa Cash Back®. Reach out today and let's turn your everyday purchases into everyday rewards.



*When monthly qualifications are met, Kasasa Cash Back® checking account holders will be refunded domestic ATM surcharge and terminal fees up to $4.99 per transaction.


FAQs


What is Kasasa Cash Back®?

It's a checking account that rewards you with cash back on your debit card purchases every monthly qualification cycle.

How much cash back can I earn?

You can earn 4.00% cash back on qualifying purchases, up to a total of $8 monthly.

Are there any restrictions on what I can earn cash back on?

No, there are no category restrictions. Whether it's groceries or gadgets, you earn!

How do I qualify for the cash back and ATM refunds?

Just have a direct deposit or ACH transaction post and clear your account, have at least 12 debit card purchases post and clear your account, and log into online banking each qualification cycle.

What if I don't qualify one month?

No worries! Your account is still free, and you can qualify again the next qualification cycle.

Are there any fees?

The account has no monthly service fee. However, if you don't opt for eStatements, there's a $3.00 fee per statement cycle.

How do I open a Kasasa Cash Back® account?

Just visit any PCB branch with a minimum deposit of $50 to get started.

Do I get a debit card with this account?

Absolutely! You'll receive a free MasterCard® debit card with your account.

How often do I receive my cash back?

You'll receive your cash back rewards monthly*, so you can enjoy your earnings sooner!


*Minimum to open is $50. When monthly qualifications are met, you receive 4.00% cash back on debit card point of sale purchases (excluding returns) that post to and clear your account during monthly qualification cycle up to a total cash back of $8.00 per monthly qualification cycle.

To qualify for Kasasa Cash Back rewards, you must : (1) Have at least twelve (12) debit card point of sale transactions post and clear your account per monthly "qualification cycle" (Does not include ATM transactions); (2) Sign into online banking at least once per monthly "qualification cycle"; and (3) Have at least one (1) direct deposit or automatic debit post and clear your account per monthly "qualification cycle". Qualifying transactions must post to and clear your account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and clear your account. ATM-processed transactions do not count towards qualifying debit card transactions.

Also, if monthly qualifications are met, we will refund domestic ATM surcharge and terminal fees up to $4.99 per transaction. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. "Statement Cycle" means a period beginning on the Thursday after the second Wednesday of one month through the second Wednesday of the following month. Limit one account per SSN.