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Kasasa Cash Back

Kasasa Cash Back

Earn cash back every month on your debit card purchases.

Some banks make you pay for checking. PCB, however, pays you — enjoy 4.00% cash back on your debit card purchases with free Kasasa Cash Back® checking.*

We'll even refund your ATM fees, nationwide.* So no matter where you are in the United States, you can access your funds hassle-free. That's Kasasa® — free checking that pays you, instead of the other way around.

  • Free checking account that pays 4.00% cash back on qualifying debit card purchases up to a total cash back of $8 monthly*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Unlimited refunds on ATM fees, nationwide*
  • Link to free Kasasa Saver® account for automatic savings
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free MasterCard® debit card
  • Free online banking & bill pay
  • Free mobile banking
  • Free telephone banking
  • Free eDocuments
  • $50 minimum deposit to open
Please note: eDocuments (eStatements) are a condition of having this account. If you do not receive your monthly statements electronically, you will be charged a $3.00 fee per statement cycle.

How Do I Get Cash Back and ATM Refunds?

Earning your rewards is simple. In fact, the things you have to do to "qualify" are things that make banking easier anyway. To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and log into online banking

That's really it!

And if for some reason you don't qualify one month, don't worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.

*Minimum to open is $50. When monthly qualifications are met, you receive 4.00% cash back on debit card point of sale purchases (excluding returns) that post to and clear your account during monthly qualification cycle up to a total cash back of $8.00 per monthly qualification cycle.

To qualify for Kasasa Cash Back rewards, you must : (1) Have at least twelve (12) debit card point of sale transactions post and clear your account per monthly "qualification cycle" (Does not include ATM transactions); (2) Sign into online banking at least once per monthly "qualification cycle"; and (3) Have at least one (1) direct deposit or automatic debit post and clear your account per monthly "qualification cycle". Qualifying transactions must post to and clear your account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to and clear your account. ATM-processed transactions do not count towards qualifying debit card transactions.

Also, if monthly qualifications are met, we will refund domestic ATM surcharge and terminal fees up to $4.99 per transaction. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. "Statement Cycle" means a period beginning on the Thursday after the second Wednesday of one month through the second Wednesday of the following month. Limit one account per SSN.