Begin the New Year with a Clean Start for Your Wallet.
Starting the year on strong financial footing sets the stage for long-term success. From personal credit to business credit needs, we're here to help you find solutions that support your goals and move forward with confidence.
Personal Credit Card
Pay down credit card debt with 0% introductory APR for 12 months on balance transfers and purchases. After that, an APR between 14.7% and 26.99% will apply.
- Apply between February 1 and March 31, 2026, to receive a special introductory APR for 12 months on balance transfers and purchases with a personal credit card.
This promotion is for personal credit cards. A complete credit card application must be submitted in branch, online, or by mail to count for promotion. 1Consumer Cards: 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 6.75% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 16.74% and 26.74%, Platinum Edition APRs are currently between 14.74% and 24.74%, Cash Rewards Platinum APRs are currently between 17.74% and 26.99%, and Visa Signature/World Mastercard APRs are currently between 16.49% and 22.49%. Rewards Platinum Cash Advance APR is currently 26.74%-28.24%, Platinum Edition Cash Advance APR is currently 24.74%-28.24%, Cash Rewards Platinum Cash Advance APRs are currently 27.74%-28.24%, and Visa Signature/World Mastercard Cash Advance APR is 25.49%. All APRs are based on creditworthiness. Rates are accurate as of January 30, 2026 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A. Secured Credit Cards are not eligible for 0% Intro APR.
Business Credit Card
Pay down business credit card debt with 0% introductory APR for 6 months on balance transfers and purchases. Plus, the balance transfer fee is waived at account opening.
- Apply between February 1 and March 31, 2026, to receive a special introductory APR for 6 months on balance transfers and purchases with a business credit card.
This promotion is for business credit cards. A complete credit card application must be submitted in branch, online, or by mail to count for promotion. 1See Important Disclosures for current terms, rates, and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
Grow Your Personal Savings
Earn 6% APY on our Kasasa Cash+ Checking Account and connect a Kasasa Saver+! Pair the accounts with the SaveUp tool and make saving easier than ever!
Start Saving Today
Contact a PCB Team Member at your local Financial Center to get started today! Or, contact us through our website and we're happy to reach out.
You must have an active PCB checking account and debit card to be eligible for SaveUp. The difference between the posted debit card transaction and the next rounded whole dollar amount will be transferred to the designated savings account at the end of each business day; all daily transactions will be rounded individually but deposited as one lump sum. No transfer will occur if there aren’t eligible funds to cover the entire amount. Should a debit card transaction be canceled or reversed, the funds transferred to savings as part of this program will not be reversed. Some restrictions may apply.