Loving, a life-long community banker, began his career in Beckley, West Virginia, and accepted the position of CEO of Pendleton County Bank, as it was known then, on October 16, 2000. During his tenure at PCB, the organization significantly expanded its footprint from two to fifteen financial centers with the sixteenth scheduled to open in late 2026. Early in this growth journey, ABI was established, and the bank was rebranded as Pendleton Community Bank or simply PCB to more clearly align with its geographic expansion. These changes supported new product and service offerings and modern banking delivery channels introduced over the years, while maintaining an ever-constant focus on the importance of local, personalized customer service.
As of the most recent quarter-end, PCB has total assets of $825 million representing growth of $701 million (565%) and annual revenue growth of 481% over the last 25 years.
During Loving’s career, he invested heavily into the industry he grew to love. This service includes trade associations at the state and national levels, with the Independent Community Bankers of America (ICBA) where he served on numerous committees, National Chairman (2013-2014), and ICBA Services Network’s chairman during the years of 2016-2019. During his time with ICBA, he testified on community banking issues before Congress, the Securities and Exchange Commission’s Advisory Committee on Smaller Public Companies and spoke at the 24th Seminar on International Finance in Tokyo, Japan. Currently, Loving is Secretary and member of TCM Bank’s Board of Directors and a former Class A Director of the Federal Reserve Bank of Richmond.
Active in many professional and civic organizations, Loving serves as a board member of the Pendleton County Economic and Community Development Authority, and council member of the Region 8 Planning and Development Council. A charter board member of the Pendleton County Chamber of Commerce and Convention and Visitors Bureau, he served as chairman of both organizations and was awarded the Chamber’s Businessperson of the Year award on two occasions. He is also a former trustee of the Graduate School of Banking at Louisiana State University, past instructor of the West Virginia School of Banking, and was awarded the Federal Home Loan Bank of Pittsburgh’s highest individual award, the Council’s Award, in 2013.
Chad Branson, Chairman of the Board of Directors of ABI and PCB stated, “For more than 25 years, Bill has established a lasting legacy and strong foundation for our bank. His vision and steady leadership have guided a period of tremendous growth and transformation, ensuring we are well positioned for the future. He will be greatly missed as CEO; however, I look forward to Bill’s continued service on both the ABI and PCB Bank Board and as a Strategic Advisor to ABI.”
Also, during the meeting, it was announced that Neil Hayslett, who currently serves as President and Chief Operating Officer of PCB, would be appointed to the Chief Executive Officer position effective July 13, 2026.
Loving stated “It has been my honor and privilege to lead PCB over the last 25 years. I truly enjoyed the unique opportunity to work with such talented individuals throughout my career that helped transition the bank into the organization that we are today. To end my career after celebrating our 100th anniversary, reporting record profits and strong financial position, I am confident that the bank will continue to thrive under our next CEO, Neil. Loving went on to say, “Without the help of so many and the trust of our customers and shareholders, we would not be who we are today. To each of you – thank you!”